Mga Benepisyo, Pension at Discount ng isang Senior Citizen Sa Pilipinas na dapat natin malaman

The Senior Citizens Act may seem complicated because of its many provisions and conditions. To avoid confusion and frustration, equip yourself with knowledge and share it with your elderly loved ones.

Here are the most important things to know about senior citizen discounts and benefits in the Philippines:

1. PhilHealth Benefits for Senior Citizen are Mandatory

Under Republic Act 10645, all senior citizens automatically receive PhilHealth coverage in accredited healthcare facilities in the Philippines.

The government provides this benefit in addition to the senior citizen discount and VAT exemption. For private hospital confinement, the 20% discount and VAT exemption are deducted first from the medical bill before deducting the PhilHealth benefit. Meanwhile, the No Balance Billing Policy applies in public hospitals, meaning senior citizen patients no longer pay for their hospital bill.

Even without the Member Data Record (MDR), elderly patients can avail of treatments through their senior citizen ID or any government ID. However, it’s better to register as a senior citizen PhilHealth member to receive the benefits seamlessly.

2. The Senior Citizen Law Applies Everywhere in the Philippines

Many businesses outside Metro Manila seem to be unaware of the Senior Citizen Act that they don’t give the senior citizen discount, a Philippine Daily Inquirer report notes.

When your senior parents or grandparents are denied the mandatory 20% discount anywhere in the Philippines, help them assert their right as senior citizens to the store owner or manager.

3. Elders Can Get a Senior Citizen Discount Using Any Valid ID
 
Seniors must present their senior citizen ID, issued by the Office of the Senior Citizen Affairs (OSCA), to avail of their privileges under the Senior Citizen Act. But without it, they’re still entitled to a senior citizen discount, as long as they present their government-issued ID that shows their age.

Without an OSCA-issued ID, elderly customers may show any of the following valid IDs:

Passport
SSS ID or UMID card
GSIS ID
Driver’s license
PRC ID
Voter’s ID
Postal ID

It’s illegal for businesses to honor only the senior citizen ID and refuse to give discounts when senior customers present another valid ID. In such a situation, seniors have the right to demand the discount due them.

4. An Authorized Representative May Claim the 20% Discount on a Senior’s Behalf

If your parents or grandparents are bedridden or too weak to buy their food and medicines, you may claim the senior citizen discount on their behalf, as long as they’re the ones who will use the discounted products and services.

To get the 20% discount on behalf of a senior citizen, a duly authorized representative must present these documents when paying for a purchase:

Senior citizen ID or any government ID
OSCA Purchase Booklet
The representative’s government ID
Signed authorization letter from the senior citizen

5. The Senior Citizen Act Doesn’t Allow Double Discounts

Can seniors avail of a promotional discount in hotels, restaurants, and other establishments on top of the 20% discount? The senior citizen law states that when seniors purchase something on a promo, they can get only either of the two discounts, whichever is higher.

The same goes for elderly persons with disability (PWDs). They’re entitled to either the senior citizen discount or the PWD discount, but not both.

6. Senior Citizens Can Avail of 5% Utility Discounts

Seniors can get a 5% discount on their power and water bills, as long as the accounts are registered in their name, and their household consumes not more than 100 kWh of electricity and 30 cubic meters of water in a month.

7. Elders Can Get a 5% Senior Citizen Discount on Certain Groceries
 
Can senior citizens get a 20% discount on groceries? No, they can’t. However, they can avail of a special 5% discount without VAT exemption on select grocery items, as granted by the Department of Trade and Industry and the Department of Agriculture.

Seniors who buy groceries worth up to PHP 1,300 per week enjoy 5% off the retail prices of at least four kinds of basic necessities and prime commodities:

• Rice, bread, and corn
• Chicken, beef, and pork (fresh, canned, and processed)
• Fresh eggs
• Coffee, creamer, and sugar
• Fresh fruits and vegetables
• Garlic and onions
• Cooking oil and salt
• Noodles, canned sardines, and canned tuna
• Fresh milk and other dairy products
• Detergents
• Electrical supplies, light bulbs, and batteries
• Geriatric diapers

To get the 5% senior citizen discount on groceries, seniors must bring their OSCA purchase booklet when they shop in supermarkets, convenience stores, and drug stores. Exempted from giving the special discount are sari-sari stores, cooperative stores, wet markets, and talipapa.

8. Seniors Can Get a 20% Discount When Booking Ride-Hailing Services

The Department of Transportation and LTFRB require ride-hailing services in the Philippines to provide the mandatory 20% discount to their senior customers.

Grab, for example, provides this senior citizen discount but requires qualified Grab riders to apply first before availing it.

9. Online Bookings for Domestic Flights Come with the Senior Citizen Discount

Traveling to local destinations are made cheaper for seniors, as the country’s major airlines have been offering the 20% senior citizen discount and VAT exemption for online bookings since September 2017. AirAsia, Cebu Pacific, and Philippine Airlines are implementing this senior citizen discount on their websites and mobile apps. Previously, the discount applied only to over-the-counter purchases at physical airline ticketing offices.

The senior citizen discount applies only to regular fares for domestic flights. It doesn’t cover promo fares, baggage allowance and other fees, and international flights. To avail of the discount, customers must enter their senior citizen ID number when booking a flight and present the ID upon check-in at the airport.

10. Seniors Enjoy Vehicle Coding Exemption and Free Parking in Certain Cities

Some local government units in the Philippines pamper senior citizens with special perks, from free birthday cakes to free movies.

But the most practical and useful benefits for senior citizens have to do with commuting. In Makati and Manila, for example, seniors are exempted from the number coding scheme, whether as drivers or passengers. Meanwhile, registered senior citizens enjoy free parking in cities like Cebu City, Manila, Muntinlupa City, and Quezon City.

11. Seniors are Always Given Priority in Queues

Senior citizens have special lanes in banks, LRT and MRT stations, fast food restaurants, supermarkets, and drug stores. But in establishments without senior citizen lanes, RA 9994 requires them to prioritize elderly clients.

So when cashiers, bank tellers, or government staff call a senior standing behind you in line to be served first (or when seniors cut you in line), they aren’t being inconsiderate or rude to you. They’re just obeying the law.

Are you well-inform now?

Elderly people need guidance to avail these amazing benefits and privilege. As they play an important role in our society, we need to be concern to them as we show our love and respect. Hope that this article helps you and can share to everyone.

Source: Money Max
Mga Benepisyo, Pension at Discount ng isang Senior Citizen Sa Pilipinas na dapat natin malaman Mga Benepisyo, Pension at Discount ng isang Senior Citizen Sa Pilipinas na dapat natin malaman Reviewed by LVS Staff on October 07, 2018 Rating: 5
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